Profile photo of a State Farm Agent Named: Charline Espinoza
Office Hours

Mon- Fri 9:00am to 5:00

Saturday by Appointment Only

Summer Hours

Insurance Products

Auto, Home, Property, Business, Life, Health, Pet

Other Products

Banking, Annuities

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Charline Espinoza

Espinoza Ins and Fin Svcs Inc

1100 Pacific Coast Highway #6
Hermosa Beach, CA 90254

Corner of PCH and Aviation Blvd in the new future TRADER JOES next to Starbucks.

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ABOUT ME

Celebrating 20 years in business and proudly serving the Los Angeles South Bay, Charline Espinoza first opened her State Farm Insurance agency in Redondo Beach in 2001. In 2015, Charline relocated her State Farm office to Hermosa Beach at the Park Pacific Shopping Center, which borders nearby cities Redondo and Manhattan Beach.

Charline began her 30 year career at State Farm’s legal defense in Santa Monica as well as worked in the corporate law divisions in Glendale. She received her business associates degree from pierce college in Woodland Hills, California.

Agent Charline Espinoza’s motto: Treat customers Like Family. She will help protect customers, their loved ones and the life they’ve built. Charline’s passion for making sure the financial health of a household is well protected makes her one of the top insurance agents in the field. Charline’s team will assist you with great insurance coverage options, competitive prices, easy claims, low premiums & excellent service.

Her team will help customers navigate insurance products such as car insurance and help guide them through the plenty of insurance options from collision and comprehensive coverage to commercial auto insurance, rideshare, complete coverage insurance options plus more. If you need more than car insurance for the family, her team can help guide through various auto insurance coverages for new drivers, your business and more.

As a mother of three, Charline knows what it takes to properly insure a household especially families with teenage drivers. In 2000, She and her family moved to South Torrance Rivera. All three of her children graduated from South Torrance High School and went on to graduate from Marymount College in Rancho Palos Verdes.

Charline is a beach girl at heart. She has been a resident throughout the South Bay including Palos Verdes Estates and now in Redondo Beach village. On the weekends, Charline enjoys local bike rides through Palos Verdes Peninsula trails or on the strand running through Torrance Beach to El Porto in Manhattan Beach. If she is feeling ambitious, sometimes she finishes at El Segundo Café for a good ol’ burger.

Charline has been an advocate in the Latin community as well as empowering Hispanic women in entrepreneurship. She was a speaker at the Latina empowerment event for the National hispanic Leadership Institute as well as on the panel for Latina’s sharing their secrets to success.

She contributes to the local community including California Families in Focus and Torrance unified school district performing arts. She is a supporter of shopping local and promoting local business in the Los Angeles South Bay.

Charline knows the importance of protecting your largest assets from the unexpected events life may throw one's way with insurance products like State Farm homeowners

insurance, renters insurance, also known as apartment insurance, condominium Insurance and more to protect ones property. Her team may also help lower your premium with combining home, renters or condo insurance with your auto insurance. From home security devices to a claim-free history, Charline’s team will guide you through options for discounts to help lower your car insurance premium costs.

State Farm Agent Charline Espinoza is a small business owner who knows the importance of creating a plan for continued financial security and protection. Whether your business is a startup, mom-and-pop, small business or mobile business, Charline and her team will assist you through smart State Farm Insurance options for business insurance. Business policies may include business owners insurance, commercial auto insurance, individual health insurance, workers’ compensation insurance and more.

With 30 years of insurance experience, Charline is a professional at knowing what it takes to properly insure a family member with life Insurance to protect the financial health of the household from unforeseen events. She understands life insurance helps one’s life’s moments live on. Whether it keeps paying the bills, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. State Farm Hermosa Beach will walk you through the various life insurance products such as Term Life insurance and Family Life Insurance.

Charline and her team may even help with Health insurance products like Supplemental Health and Supplement and Individual Health Insurance. Her team of gurus can also help with Insurance products like Short Term Care insurance.

Charline Espinoza is an animal lover and her office is dog friendly. Prince Charming, the family dog, makes occasional visits to the office. Charline knows the risk and medical costs that come with owning a pet. She and her team will guide you through State Farm’s new Pet Insurance coverages.

Getting in touch is easy. Email, Call, Text us, or stop in to meet with one of Charline’s insurance professionals for a free quote! Don’t have time to stop by? Her team can schedule online video meetings with customers simply through State Farm’s virtual meeting platform. Virtual meetings make it easy for Charline and her team to conduct business throughout California. Schedule your appointment today!

The State Farm Hermosa Beach team is bilingual. The office is able to service all of your insurance questions in English and espanol to assist Spanish speaking customers.

State Farm Hermosa Beach proudly serves the Los Angeles Beach Cities including Redondo Beach, Manhattan Beach, Hermosa Beach, Torrance, Palos Verdes Estates, El Segundo,

Lawndale, San Pedro, Long Beach, ladera Heights, Inglewood, Playa del Rey, Westchester, Gardena Venice Beach, Santa Monica and the greater Los Angeles Areas.

Get a Quote
Get a Quote
Get a Quote
ABOUT ME

Celebrating 20 years in business and proudly serving the Los Angeles South Bay, Charline Espinoza first opened her State Farm Insurance agency in Redondo Beach in 2001. In 2015, Charline relocated her State Farm office to Hermosa Beach at the Park Pacific Shopping Center, which borders nearby cities Redondo and Manhattan Beach.

Charline began her 30 year career at State Farm’s legal defense in Santa Monica as well as worked in the corporate law divisions in Glendale. She received her business associates degree from pierce college in Woodland Hills, California.

Agent Charline Espinoza’s motto: Treat customers Like Family. She will help protect customers, their loved ones and the life they’ve built. Charline’s passion for making sure the financial health of a household is well protected makes her one of the top insurance agents in the field. Charline’s team will assist you with great insurance coverage options, competitive prices, easy claims, low premiums & excellent service.

Her team will help customers navigate insurance products such as car insurance and help guide them through the plenty of insurance options from collision and comprehensive coverage to commercial auto insurance, rideshare, complete coverage insurance options plus more. If you need more than car insurance for the family, her team can help guide through various auto insurance coverages for new drivers, your business and more.

As a mother of three, Charline knows what it takes to properly insure a household especially families with teenage drivers. In 2000, She and her family moved to South Torrance Rivera. All three of her children graduated from South Torrance High School and went on to graduate from Marymount College in Rancho Palos Verdes.

Charline is a beach girl at heart. She has been a resident throughout the South Bay including Palos Verdes Estates and now in Redondo Beach village. On the weekends, Charline enjoys local bike rides through Palos Verdes Peninsula trails or on the strand running through Torrance Beach to El Porto in Manhattan Beach. If she is feeling ambitious, sometimes she finishes at El Segundo Café for a good ol’ burger.

Charline has been an advocate in the Latin community as well as empowering Hispanic women in entrepreneurship. She was a speaker at the Latina empowerment event for the National hispanic Leadership Institute as well as on the panel for Latina’s sharing their secrets to success.

She contributes to the local community including California Families in Focus and Torrance unified school district performing arts. She is a supporter of shopping local and promoting local business in the Los Angeles South Bay.

Charline knows the importance of protecting your largest assets from the unexpected events life may throw one's way with insurance products like State Farm homeowners

insurance, renters insurance, also known as apartment insurance, condominium Insurance and more to protect ones property. Her team may also help lower your premium with combining home, renters or condo insurance with your auto insurance. From home security devices to a claim-free history, Charline’s team will guide you through options for discounts to help lower your car insurance premium costs.

State Farm Agent Charline Espinoza is a small business owner who knows the importance of creating a plan for continued financial security and protection. Whether your business is a startup, mom-and-pop, small business or mobile business, Charline and her team will assist you through smart State Farm Insurance options for business insurance. Business policies may include business owners insurance, commercial auto insurance, individual health insurance, workers’ compensation insurance and more.

With 30 years of insurance experience, Charline is a professional at knowing what it takes to properly insure a family member with life Insurance to protect the financial health of the household from unforeseen events. She understands life insurance helps one’s life’s moments live on. Whether it keeps paying the bills, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. State Farm Hermosa Beach will walk you through the various life insurance products such as Term Life insurance and Family Life Insurance.

Charline and her team may even help with Health insurance products like Supplemental Health and Supplement and Individual Health Insurance. Her team of gurus can also help with Insurance products like Short Term Care insurance.

Charline Espinoza is an animal lover and her office is dog friendly. Prince Charming, the family dog, makes occasional visits to the office. Charline knows the risk and medical costs that come with owning a pet. She and her team will guide you through State Farm’s new Pet Insurance coverages.

Getting in touch is easy. Email, Call, Text us, or stop in to meet with one of Charline’s insurance professionals for a free quote! Don’t have time to stop by? Her team can schedule online video meetings with customers simply through State Farm’s virtual meeting platform. Virtual meetings make it easy for Charline and her team to conduct business throughout California. Schedule your appointment today!

The State Farm Hermosa Beach team is bilingual. The office is able to service all of your insurance questions in English and espanol to assist Spanish speaking customers.

State Farm Hermosa Beach proudly serves the Los Angeles Beach Cities including Redondo Beach, Manhattan Beach, Hermosa Beach, Torrance, Palos Verdes Estates, El Segundo,

Lawndale, San Pedro, Long Beach, ladera Heights, Inglewood, Playa del Rey, Westchester, Gardena Venice Beach, Santa Monica and the greater Los Angeles Areas.

Insurance Products

Auto, Home, Property, Business, Life, Health, Pet

Other Products

Banking, Annuities

Our office can always be reached at (310) 937-5972
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With 20 years experience, State Farm Agent Charline Espinoza will help protect you, your loved ones and the life you've built. Great insurance coverage options, competitive prices, easy claims, low premiums & excellent service. Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. Get a Free Quote Today! Offering - Car & Auto Insurance, Home & Renters Insurance, Commercial & Business Insurance, Life Insurance, Pet Insurance & more insurance products at low premium. Insurance Office is located in Hermosa Beach bordering Redondo Beach, Manhattan Beach, near Torrance & Palos Verdes. Servicing South Bay, Beach Cities and All Greater Los Angeles. Licensed in California

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Available Positions

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.
Agent License for Charline Espinoza
CA-0K43632

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Disclosures

Securities distributed by State Farm VP Management Corp.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Deposit products offered by U.S. Bank National Association. Member FDIC.

Pet insurance products are underwritten in the United States by American Pet Insurance Company, 6100-4th Ave S, Seattle, WA 98108 Please visit AmericanPetInsurance.com . For additional information and disclosures concerning Pet insurance please see Pet Insurance From State Farm® and Trupanion® .

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.